NPS - Your best bet if aiming for high returns with built in safety and tax benefits

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NPS - Your best bet if aiming for high returns with built in safety and tax benefits National Pension Scheme (NPS) is a retirement savings account wherein the subscriber contributes for getting the benefit in his post retirement period. Hence it is akin to a Provident Fund or any other Pension or a superannuation fund created for this specific purpose. Whereas as the objective of any Investment plan is to earn maximum returns and equity can provide an edge in this regard, such savings need to be protected mainly due to its actual purpose, that of providing support in one’s old age. It needs to be handled with a certain amount of caution.

What you should do for Mahurat Trading! More >>Many investors would have received our Mahurat Picks – which is a list of stocks recommended from Mahurat year to another one. Fundamentally speaking, there is no correlation between a business and the mahurat so what is good for a Mahurat trading day is also good or bad for investment on any other day. However, Mahurat has a strong socio-psychological significance. The emotional aspect about mahurat trading is far stronger than anything else and this is what makes it exciting and unique. We at Sushil Finance were one of the first brokers to actually come out with a list of Mahurat stocks way back in 1990s and still continue the tradition, which is followed by many.

10 investment tenets of Dussera Ravana was son of Sage Vishravan and Asura mother Kaikashi. He was king of lanka and is worshipped as god in most part of India, Sri lanka and Bali. Ravana had great admiration for and was a devotee of lord Shiva. He was highly learned Brahmin with over dozen of text to his credit, making him great scholar and most intelligent men of his time. However, he is also known as supreme anti- hero in Ramayana, having 10 heads and 20 arms.

5 Financial Mantras by Lord Ganesha More >>Lord Ganesha, is the most loved and worshiped for his strong qualities. We all know the story of the Lord who is also now with great love and affection called the ‘Raja’. He was extremely committed to his mother’s instructions and accidently that led him to confront his father Lord Shiva, who then beheaded him without knowing that he was son of Parvati. It was then that his head was replaced by that of an elephant which gives Lord Ganesh strong character and peculiarity with a deep spiritual significance. Lord Ganesha is known as the god of wisdom, remover of obstacles, symbol of happiness, master of knowledge.. He is one of the most worshipped idol and is known to fix all the troubles of a true worshipper. Lord Ganesha is also worshiped to bless with wealth and financial wellness. Let us look at financial mantras taught by “The Raja” himself : -

SIP Table - Systematic Investment Plan More >> As the time of investment increases the gap between Total Investment and End Value increases. That is the power of compounding, work better over long time!

Five Questions to Ask Before You Invest in an IPO More >> With the IPO mania increasing day by day there will be at some point of time that you will make up your mind to invest in an IPO. Your broker or Financial Advisor would have sent you updates for investing in IPOs along with IPO forms. We also have been recommending IPOs as due to liquidity that is where the money is made easily. However, before deciding to invest in IPOs it will really help you if you ask the following 5 questions about the company. 1. Who gets the money?  The whole point of an IPO is to raise money. But who gets the cash? Sometimes its the founding shareholders, who are usually management. If these insiders are selling, what does it say about the companys prospects? Nothing good. However, the founding shareholders of a company may be looking to take some cash off the table after spending their time and money building the business. They may want to diversify their assets – or maybe buy an airplane for themselves. However, its much more encouraging if the proceeds are used for the companys further development and expansion. And in any case, the founding shareholders should hold on to a significant stake so that they still have skin in the game.

Niftys Journey to Mount 10k and beyond!!! More >>As we write this, the country is witnessing path-breaking reforms like demonetization, GST roll-out etc. and the country’s leading stock marketindex Nifty 50 is in the touching distance of the coveted five digit mark of Mt. 10000. Amidst the global liquidity flush and local political will to push for reforms, the markets have been scaling new highs backed by the confidence of the institutional and retail investor in the India growth story. With just 2.8% of the global GDP pie and growth rates in the range of 8-9%, Indian markets come across as safest investment destination in the largely dull global environment which is marred by low growth rates and deflationary trends.

A suggestive approach to commodity trading discipline and trade management More >> Commodity Derivatives Trading, as the name suggests as a very serious business. Commodity Derivatives Trading business consists of two very important aspects. One is money management and the other is research. If a trader wants to be professional then he needs to have a very concrete plan to implement its trading business. Concrete planning on both aspects is key to success in professional trading business.

What is SIP ? Do you understand it well ? More >> The entire country is going ga ga over SIPs. AMFI the mutual fund regulator has done a fantastic job actually marketing mutual funds saying that it is a safe bet. Mutual Funds Sahi Hai is now a regular tag line. It is in the best interest of the industry if a regulator is promoting the transparency and ease of use of the products that they regulate. There will never be miss-selling. It is also a compelling example created for the other regulators in the industry such as IRDA, SEBI, RBI and now the much awaited RERA to actually create investor awareness.

Hedging with commodity futures What is hedging? Hedging is an investment undertaken to limit losses arising from future uncertainties of the underlying asset. Normally, a hedge consists of taking an offsetting position off the underlying commodity, on the futures/derivatives market. To understand the concept and to be able to relate to simply, an individual takes up a life insurance policy to protect his family from future financial uncertainties that could arise from the individual’s death is also Hedging; keeping extra money in pocket is also hedging to protect your-self f